IHG and Chase offer four co-branded hotel credit cards (three for personal use and one for business), and each one comes with its own welcome bonus.
The offers range from 125,000 points on IHG’s no-annual-fee IHG One Rewards World Elite Mastercard to 200,000 points on the brand-new IHG One Rewards Premier Select World Elite Mastercard after meeting the minimum spending requirement.
Here’s a look at each card and what’s currently available now that the cards were refreshed in October 2026.
IHG One Rewards World Elite Mastercard
The IHG One Rewards World Elite Mastercard is IHG’s no-annual-fee personal card and the least expensive option.
The card comes with automatic Silver Elite status and five Elite Night Credits each calendar year. Cardmembers can also unlock the fourth night free on four-night stays booked with points after spending $5,000 on the card.
Click “Learn More” above for the current offer, full benefits, and application details.
IHG One Rewards Premier World Elite Mastercard
The IHG One Rewards Premier World Elite Mastercard sits in the middle of IHG’s personal card lineup with a $150 annual fee.
The card includes an anniversary free night worth up to 50,000 points, up to $100 annually in IHG Food & Beverage Rewards, a $100 annual airline statement credit, and up to $50 in United TravelBank Cash.
Cardmembers also receive 15 Elite Night Credits each year and automatic Gold Elite status.
Click “Learn More” above for the current offer, full benefits, and application details.
IHG One Rewards Premier Select World Elite Mastercard
The IHG One Rewards Premier Select World Elite Mastercard is the newest and most expensive personal card in IHG’s lineup. It comes with a $350 annual fee.
Beyond the welcome offer, the card comes with up to $300 in annual IHG Food & Beverage Rewards, a $200 annual airline statement credit, and up to $50 in United TravelBank Cash.
Cardmembers also receive an anniversary free night worth up to 60,000 points, automatic Platinum Elite status, and 20 Elite Night Credits each calendar year. Those 20 nights are enough to unlock IHG’s first Milestone Reward without any hotel stays.
Click “Learn More” above for the current offer, full benefits, and application details.
IHG One Rewards Business World Mastercard
The IHG One Rewards Business World Mastercard rounds out the lineup and carries a $200 annual fee.
The card includes an anniversary free night worth up to 50,000 points, automatic Platinum Elite status, and 15 Elite Night Credits each year.
It also comes with up to $100 annually in IHG Food & Beverage Rewards, a $100 annual airline statement credit, and up to $100 annually in Expensify statement credits.
Click “Learn More” above for the current offer, full benefits, and application details.
Who Is Eligible for These Offers?
The eligibility rules are a little different depending on the card.
For the no-annual-fee IHG One Rewards card and the Premier card, the restriction applies across IHG’s personal credit card lineup. Neither card is available to current cardmembers of any personal IHG One Rewards credit card or previous cardmembers who received a new cardmember bonus from any personal IHG One Rewards credit card within the past 24 months.
The new Premier Select works differently. Its restriction applies specifically to the Premier Select rather than the entire personal IHG card lineup.
That means having another personal IHG card doesn’t, by itself, trigger the Premier Select restriction. Instead, the card isn’t available to current Premier Select cardmembers or previous cardmembers who received a welcome bonus on the Premier Select within the past 24 months.
